New Zealand banks are offering cashbacks up to 1.25% for eligible refinances. These offers won't last forever, so check your eligibility now to see what you qualify for.

Minimum criteria:
- Mortgage $500k or more

- Mortgage is 80% or less of your property's value

- Employed or self employed

- Have not already refinanced within the past 12 months
- Up to date on your current mortgage (not in arrears or hardship)