Terms and Conditions

Terms and Conditions

Mortgage Review

Effective Date: 01/01/2025

These Terms and Conditions ("Terms") govern your use of the Mortgage Review website (

https://mortgagereview.co.nz/

) and services. By using our website and services, you agree to these Terms. If you do not agree, please do not use our services.


1. Services Provided


Mortgage Review provides mortgage comparison and advisory services by connecting users with financial institutions, lenders, and brokers. We do not provide loans directly but assist in finding suitable mortgage options.


2. Eligibility


By using our services, you confirm that:


You are at least 18 years old.You are a resident of New Zealand.

The information you provide is accurate and complete.


3. No Financial Advice


Mortgage Review provides general mortgage information and connections to lenders. We do not offer financial, legal, or tax advice. You should seek professional advice before making financial decisions.


4. User Responsibilities


You agree to:


Provide accurate and up-to-date information.

Use our services lawfully and not for fraudulent purposes.

Keep any login credentials secure and not share them with others.


5. Third-Party Services


Mortgage Review connects you with third-party lenders and financial institutions. We are not responsible for their decisions, terms, or actions. Any agreements you enter into with third parties are solely between you and them.


6. Fees and Payments


Mortgage Review does not charge users for its services. However, third-party lenders may have their own fees, which will be disclosed to you before proceeding with any financial product.


7. Privacy and Data Use


We collect and use personal information as described in our Privacy Policy. By using our services, you consent to our data collection and usage practices.


8. Limitation of Liability


To the fullest extent permitted by law, Mortgage Review is not liable for:


Any financial decisions you make based on our services.

Losses or damages resulting from third-party lenders or service providers.

Any errors or interruptions in our website or services.


9. Termination


We reserve the right to terminate or suspend access to our services at any time if we believe you have violated these Terms.


10. Changes to Terms


We may update these Terms at any time. Any changes will be posted on our website, and continued use of our services constitutes acceptance of the updated Terms.


11. Governing Law


These Terms are governed by the laws of New Zealand. Any disputes arising from these Terms shall be resolved in New Zealand courts.


12. Contact Us


If you have any questions about these Terms, please contact us at:

Mortgage Review

Website:

https://mortgagereview.co.nz/

Phone:

+64 212 378 476